Debbie Ruvo

Normally we do not complete customer reviews or surveys.

This is the first time that we used Debbie Ruvo, who was referred to us by somebody else in the business.

We have been in real estate investing for over 50 years and have seen all kinds of unprofessional behaviors, very few true professionals.

This selling transaction with Debbie Ruvo was an experience that was off the charts in all areas of the transaction. We felt that she gave excellent “Coaching” and posturing as to what to do and not to do. (This alone saved us thousands of dollars). She assisted with excellent communications and thorough documentation, which yielded excellent results. We had a timely closing. She has excellent follow-up, and pays attention to the details.

Also, we accepted and closed on an offer that was full price (Which was higher than we were expecting to see). She is a true and rare professional that we would highly recommend to any serious seller. (And I repeat, we do not normally give endorsements)

We are looking forward to using Debbie’s services again in the near future.

Bob and Cathy M.

I am proud to let everyone know that Debbie has helped me so much in buying and selling two homes over the past two decades, and especially at this specific time of uncertainty. Her vast and intricate knowledge of real estate transactions made me feel confident in selecting my home when I was buying, and selecting offers when selling. And she guided me through the do’s and dont’s and I continued to rely on her experience. She made me feel important. I can’t say enough about her attention to detail, keeping in touch throughout the on market process and keeping my vision focussed on the deal. That’s where her experience pays off. Thanks Debbie, and I will remember your standards and integrity in my future real estate dealings. Thanks Debbie.

Norman I.

To Whom it May Concern,

I am happy to recommend Debbie Ruvo to anyone dealing with real estate purchase or sale.

I found Ms. Ruvo to be Very helpful in handling our home sale. She is very knowledgeable and caring in her work. She was very kind in considering our needs.

Vincent T.

Fantastic experience! The professionalism and dedication of Debbie was second to none. She was on top of all of my needs. She was always available to answerr my many questions. Will recommend Debbie to all my friends looking at selling a home.

April C.

Debbie Ruvo has been an incredible support to me as I have sold various family properties. She has represented our interests very well and the whole process has been very timely and efficient. Debbie has made sure that I have met every deadline, supplied all the necessary documentation, etc. I will absolutely use her services again and recommend her to anyone looking for an agent- either to buy or sell. Thank you, Debbie!

LaWanda C.M.

Rick and I first met Debbie a little over 21 years ago. We then were attempting to sell our home and duplex and purchase another home. Debbie made it happen! So when we decided to downsize to a smaller home, who did we call, Debbie Ruvo of course!! She helped us with so much more then the selling and buying of current our home. We really appreciate all her hard work and would recommend Debbie for any real estate needs.

Rick and Norma C.

To Whom it May Concern:

We want to take a moment to bring your attention to the outstanding job that Ms. Debbie Ruvo did in supporting us and representing us in our recent home purchase. We had been looking for some time for a house or condo in the Puyallup South Hill area that would allow us to significantly simplify our life. We first met Debbie as she showed us a condo listing she had. After viewing this property it occurred to us that we still wanted a single family home so we kept on looking. However, fortunate for us, Debbie continued to send us ideas and suggestions as homes appeared on the market. In addition, since Debbie specialized in the senior and retirees sector of the market, she had many other interesting and thought provoking ideas.

We had not thought about or even understood how many options and choices there were out there that were available to us. As we continued to look, visit open houses and slowly become overwhelmed with the diversity and enormity of the market, we came close to deciding that the choice that fit us the best was an over 55 community with stand alone homes, ie: no common walls and then we found a community we liked. Fairly small with sixty stand alone homes, we looked at four homes that came on the market in about a three month period and really felt one would be the best for us and we asked Debbie to represent us in the purchase.

Now Debbie has been a fountain of knowledge and information before this time, but she was a quiet, calm and collected real estate dynamo in handling this purchase. She has so much experience and knowledge that she steered us flawlessly all the way through a potential minefield of multiple bidders to a successful conclusion of being the buyer on the home we wanted. Debbie was always a step ahead of everyone, she held our hands and led us forward without us even being aware that all real estate transactions are usually filled with much more drama that we experienced.

We highly recommend Debbie Ruvo. She will take good care of you, steer you to the right direction and get you the home you want with as little muss and fuss as possible.

Larry and Gail R.

Debbie was always there to take care of any issues that came up- She was always positive. If we were to buy or sell again we would use her services again. If anybody I know is going to buy or sell I will recommend Debbie.

Ted and Sherri M.

Debbie Ruvo, Broker, SRES

Debbie Ruvo, Broker/Owner of Debbie Ruvo & Associates LLC, began her career in real estate in the state of Washington in Fall of 1994. Born and raised in the state, married with 2 children. Later in the year of 2012 – life became a little more demanding with family. Having an aunt and uncle in their upper 80’s/90’s with no children, Debbie was made the executor for their estate if anything were to happen. Debbie’s aunt passed away at the age of 87 in 2012, leaving behind her husband of 69 years and she died without a WILL (intestate).

Debbie’s uncle had Parkinson’s, used a walker, never cooked for himself, and relied on his wife for dressing, bathing, cooking, etc. Debbie knew her uncle could not stay by himself in his home of 45 years. He needed assistance with everyday normal tasks. Debbie had to find a place for him and quickly. Debbie remembered from taking her classes for her Seniors Real Estate Specialist certification (SRES) that there were placement agencies available to with scouting.

Within 3 days, Debbie and her family were able to find a place for her uncle in an adult family home that he could afford with additional assistance of funds from the sale of the home. They knew to ask the question, “What if he runs out of money? Then what?” The adult family home said if he could private-pay for 2 years, they would accept Medicaid. Medicaid is state assistance funding in which you must spend down to $2,000 of your assets.

Her next step was to clean out the house with 69 years’ worth of stuff in a home that they lived in for 45 years, with about 30 of those years deferred maintenance. They needed to clean it out, have a sale for extra income, and get it on the market as fast as possible. Thankfully, Debbie knew a client who had an estate sale business. They were able to assist with sorting, pricing, running the sale, and hauling everything away for Debbie and afterwards; it was a blessing to say the least!

In between all this, Debbie had to see an attorney for lack of a WILL and go through the probate process. This involved ordering death certificates, making funeral arrangements, ensuring Debbie’s uncle was taken care of with proper clothing, bedding, snacks, visits to doctor appointments, etc. Adult family homes usually do not provide anything but the care. She even had to make arrangements to have his toenails clipped by a nurse and pay extra for that!

With very little income and savings, Debbie knew the house needed to be sold and quickly. After the estate sale came the house cleaner. She was able to put the home on the market quickly and sold “As Is” in 3 days, all cash. After most everything was taken care of and she knew that he would have enough money to last at least 2 years – she could breathe again.

After a little over 2 years, Debbie’s uncle ran out of funds and Medicaid took over.  Meeting with a social worker filling out more paperwork and having to tell uncle he had run out of money was difficult, but he understood. About 3 months after that, Debbie’s uncle passed away at the age of 93.

Debbie realized that no one should go through all that is involved in working with our love ones and seniors. From 2012 onward, Debbie decided that she would work with 55 and older, assisting them in downsizing with solutions for a smooth transition from leaving the family home to their new home. Debbie knew there were a lot of scammers out there that prey on the elderly. She did not want that to happen to anyone.

Debbie started calling and making appointments to tour assisted living communities and adult family homes in the Pierce County area, having coffee with administrators of senior communities, downsizing seminars to educate families, started a network group of senior providers. Finally, in 2019, Debbie opened her own real estate firm, 55+ Real Estate Services.

Debbie Ruvo

Realtor/ Broker

Certified Seniors Real Estate Specialist

View Agent’s Listings

Ready to Get Started?

We are making a difference and improving how 55 and older residents experience their move. Contact one of our Seniors Real Estate Specialists today!

CONTACT US TODAY

Benefits of An SRES

Explore the benefits of working with our certified Seniors Real Estate Specialists here!

BENEFITS OF AN SRES AGENT

More Services We Offer

We work directly with our clients to put together a customized package that streamlines and facilitates the move, minimizing stress for everyone!

55+ Real Estate Services

Debbie Ruvo

Realtor/ Broker

Certified Seniors Real Estate Specialist

View Agent’s Listings

Debbie Ruvo, Broker, SRES

Debbie Ruvo, Broker/Owner of Debbie Ruvo & Associates LLC, began her career in real estate in the state of Washington in Fall of 1994. Born and raised in the state, married with 2 children. Later in the year of 2012 – life became a little more demanding with family. Having an aunt and uncle in their upper 80’s/90’s with no children, Debbie was made the executor for their estate if anything were to happen. Debbie’s aunt passed away at the age of 87 in 2012, leaving behind her husband of 69 years and she died without a WILL (intestate).

Debbie’s uncle had Parkinson’s, used a walker, never cooked for himself, and relied on his wife for dressing, bathing, cooking, etc. Debbie knew her uncle could not stay by himself in his home of 45 years. He needed assistance with everyday normal tasks. Debbie had to find a place for him and quickly. Debbie remembered from taking her classes for her Seniors Real Estate Specialist certification (SRES) that there were placement agencies available to with scouting.

Within 3 days, Debbie and her family were able to find a place for her uncle in an adult family home that he could afford with additional assistance of funds from the sale of the home. They knew to ask the question, “What if he runs out of money? Then what?” The adult family home said if he could private-pay for 2 years, they would accept Medicaid. Medicaid is state assistance funding in which you must spend down to $2,000 of your assets.

Her next step was to clean out the house with 69 years’ worth of stuff in a home that they lived in for 45 years, with about 30 of those years deferred maintenance. They needed to clean it out, have a sale for extra income, and get it on the market as fast as possible. Thankfully, Debbie knew a client who had an estate sale business. They were able to assist with sorting, pricing, running the sale, and hauling everything away for Debbie and afterwards; it was a blessing to say the least!

In between all this, Debbie had to see an attorney for lack of a WILL and go through the probate process. This involved ordering death certificates, making funeral arrangements, ensuring Debbie’s uncle was taken care of with proper clothing, bedding, snacks, visits to doctor appointments, etc. Adult family homes usually do not provide anything but the care. She even had to make arrangements to have his toenails clipped by a nurse and pay extra for that!

With very little income and savings, Debbie knew the house needed to be sold and quickly. After the estate sale came the house cleaner. She was able to put the home on the market quickly and sold “As Is” in 3 days, all cash. After most everything was taken care of and she knew that he would have enough money to last at least 2 years – she could breathe again.

After a little over 2 years, Debbie’s uncle ran out of funds and Medicaid took over.  Meeting with a social worker filling out more paperwork and having to tell uncle he had run out of money was difficult, but he understood. About 3 months after that, Debbie’s uncle passed away at the age of 93.

Debbie realized that no one should go through all that is involved in working with our love ones and seniors. From 2012 onward, Debbie decided that she would work with 55 and older, assisting them in downsizing with solutions for a smooth transition from leaving the family home to their new home. Debbie knew there were a lot of scammers out there that prey on the elderly. She did not want that to happen to anyone.

Debbie started calling and making appointments to tour assisted living communities and adult family homes in the Pierce County area, having coffee with administrators of senior communities, downsizing seminars to educate families, started a network group of senior providers. Finally, in 2019, Debbie opened her own real estate firm, 55+ Real Estate Services.