A Little About Me


Debbie’s uncle had Parkinson’s, used a walker, never cooked for himself, and relied on his wife for dressing, bathing, cooking, etc. Debbie knew her uncle could not stay by himself in his home of 45 years. He needed assistance with everyday normal tasks. Debbie had to find a place for him and quickly. Debbie remembered from taking her classes for her Seniors Real Estate Specialist certification (SRES) that there were placement agencies available to do the scouting.

Within 3 days, Debbie and her family were able to find a place for her uncle in an adult family home that he could afford with additional assistance of funds from the sale of the home. They knew to ask the question, “What if he runs out of money? Then what?” The adult family home said if he could private-pay for 2 years, they would accept Medicaid. Medicaid is state assistance funding in which you must spend down to $2,000 of your assets.

Her next step was to clean out the house with 69 years’ worth of stuff in a home that they lived in for 45 years, with about 30 of those years deferred maintenance. They needed to clean it out, have a sale for extra income, and get it on the market as fast as possible. Thankfully, Debbie knew a client who had an estate sale business. They were able to assist with sorting, pricing, running the sale, and hauling everything away for Debbie and afterwards; it was a blessing to say the least!

In between all this, Debbie had to see an attorney for lack of a WILL and go through the probate process. This involved ordering death certificates, making funeral arrangements, ensuring Debbie’s uncle was taken care of with proper clothing, bedding, snacks, visits to doctor appointments, etc. Adult family homes usually do not provide anything else's but the care. She even had to make arrangements to have his toenails clipped by a nurse and pay extra for that!

With very little income and savings, Debbie knew the house needed to be sold and quickly. After the estate sale came the house cleaner. She was able to put the home on the market quickly and sold “As Is” in 3 days, all cash. After most everything was taken care of and she knew that he would have enough money to last at least 2 years – she could breathe again.

After a little over 2 years, Debbie’s uncle ran out of funds and Medicaid took over. Meeting with a social worker filling out more paperwork and having to tell uncle he had run out of money was difficult, but he understood. About 3 months after that, Debbie’s uncle passed away at the age of 93.

Debbie realized that no one should go through all that is involved in working with our loved ones and seniors. From 2012 onward, Debbie decided that she would work with 55 and older, assisting them in downsizing with solutions for a smooth transition from leaving the family home to their new home. Debbie knew there were a lot of scammers out there that prey on the elderly. She did not want that to happen to anyone.


Debbie started calling and making appointments to tour assisted living communities and adult family homes in the Pierce County area, having coffee with administrators of senior communities, downsizing seminars to educate families, and started a network group of senior providers. Finally, in 2019, Debbie opened her own real estate firm, 55+ Real Estate Services.

What Our Clients are saying

"Debbie was everything we could have hoped for in a realtor. Not only did she really know her stuff, she was incredibly nice and didn't try to 'sell' us on the houses we visited. Rather, her approach was simply to inform and educate us about the houses we saw as we went, and the purchasing process overall. She's very respectful, kind, and patient."
"We can't say enough about the job Debbie did in helping us sell a home. Her insights in getting the home ready to sell, helping us navigate the challenge of selling our home while living out-of-state, and willingness to check on the progress of the remodel gave us peace of mind and comfort throughout the process. Finally, Debbie did a great job of working with our desires for the sale of the home while being honest about what was realistic. You won't be disappointed with her!"
"Debbie Ruvo is a professional real estate agent who took the time to understand my needs for purchasing my home, and what a beautiful home and neighborhood it is. This is the third time Debbie has helped me ... first to buy my home several years ago, sell that one and now to buy this one. I will enlist her help again though not any time soon. Her negotiating and intervention skills are trustworthy and I am happy that I relied on her. Trust her in real estate dealings. Norm in the Tacoma North E
"We purchased a home through Debbie 5 months ago. Since we were unfamiliar with homes in Washington State, we gave her some of our requirements. She then proceeded to give us a list of some homes that fit our needs. A couple of the homes had not been on the market for at least a year, but she thought they may really be what we were looking for. After a couple of visits and some negotiations we found our new home. Without Debbie it would not have been possible. Since we lived several thousan
"Debbie was extremely professional in helping us with the sale of our home. We would recommend her to anyone thinking of buying or selling a home! She communicated with us every step of the way. She negotiated a deal that helped us sell our home and get the very best price we could."
"With 20 real estate transactions over a 40 year span, we can truthfully say that Debbie Ruvo is the best agent we have ever worked with. In brief, she gets the job done! Her vast knowledge and experience is apparent in the way she maneuvers the gauntlet of in and outs necessary in our current stage of selling and buying real estate. She will be there with you every step of the way and as we have witnessed, beyond the call of a typical agent, if necessary. She is on task, professional, and her fo
"Debbie was always there to take care of any issues that came up- She was always positive. If we were to buy or sell again we would use her services again. If anybody I know is going to buy or sell I will recommend Debbie."
"We want to take a moment to bring your attention to the outstanding job that Ms. Debbie Ruvo did in supporting us and representing us in our recent home purchase. We had been looking for some time for a house or condo in the Puyallup South Hill area that would allow us to significantly simplify our life. We first met Debbie as she showed us a condo listing she had. After viewing this property it occurred to us that we still wanted a single family home so we kept on looking. However, fortunate fo
"Rick and I first met Debbie a little over 21 years ago. We then were attempting to sell our home and duplex and purchase another home. Debbie made it happen! So when we decided to downsize to a smaller home, who did we call, Debbie Ruvo of course!! She helped us with so much more than the selling and buying of our current home. We really appreciate all her hard work and would recommend Debbie for any real estate needs."
"Debbie Ruvo has been an incredible support to me as I have sold various family properties. She has represented our interests very well and the whole process has been very timely and efficient. Debbie has made sure that I have met every deadline, supplied all the necessary documentation, etc. I will absolutely use her services again and recommend her to anyone looking for an agent- either to buy or sell. Thank you, Debbie!"
"Fantastic experience! The professionalism and dedication of Debbie was second to none. She was on top of all of my needs. She was always available to answer my many questions. Will recommend Debbie to all my friends looking at selling a home."
"I found Ms. Ruvo to be Very helpful in handling our home sale. She is very knowledgeable and caring in her work. She was very kind in considering our needs."
"Normally we do not complete customer reviews or surveys. This is the first time that we used Debbie Ruvo, who was referred to us by somebody else in the business. We have been in real estate investing for over 50 years and have seen all kinds of unprofessional behaviors, very few true professionals. This selling transaction with Debbie Ruvo was an experience that was off the charts in all areas of the transaction. We felt that she gave excellent “Coaching” and posturing as to what to do
"I am proud to let everyone know that Debbie has helped me so much in buying and selling two homes over the past two decades, and especially at this specific time of uncertainty. Her vast and intricate knowledge of real estate transactions made me feel confident in selecting my home when I was buying, and selecting offers when selling. And she guided me through the do’s and dont’s and I continued to rely on her experience. She made me feel important. I can’t say enough about her attention to deta